Ontario Trillium Benefit 2025: Full Payment Scheduled – Check Your Date Now!

Ontario Trillium Benefit 2025: In Canada, there are many types of financial assistance schemes run by the government, the benefits of which are given on the basis of income and place of residence. To avail the benefits of many of these schemes, you simply have to file your annual income tax return. Next, the Canada Revenue Agency (CRA) decides whether you are eligible for benefits. The “Ontario Trillium Benefit” (OTB) is a major plan for people living in the province of Ontario, which provides tax-free payments to eligible residents.

What is the Ontario Trillium Benefit (OTB)?

The Ontario Trillium Benefit is a tax-free payment given to residents who have paid for certain living costs throughout the year. The payment is a combination of three types of tax credits:

• Ontario Energy and Property Tax Credit (OEPTC)
• Northern Ontario Energy Credit (NOEC)
• Ontario Sales Tax Credit (OSTC)

The plan aims to provide relief to middle- and low-income people so they can cover the costs of their basic needs.

Ontario Trillium Benefit payment dates in 2025

The OTB is paid by the CRA, and is transferred to your bank account called Canada Pro Deposit. Payments are made around the 10th of each month, but the date may change if that day falls on a weekend or holiday.

The payment dates for 2025 are as follows:

Month	Payment Date
January	January 10
February	February 10
March	March 10
April	April 10
May	May 9
June	June 10
July	July 10
August	August 8
September	September 10
October	October 10
November	November 10
December	December 10

If you have not chosen the direct deposit option, you will receive payment via check, which is usually sent at the same time but can take up to 10 business days.

How does this benefit work?

To get OTB, you must file your income tax return every year and submit the ON-BEN application form. OTB is based on three tax credits, and if you are eligible for one of them, you get the benefit of OTB.

1. Ontario Energy and Property Tax Credit (OEPTC)

This benefit is given to those who were residents of Ontario as of December 31, 2024 and meet one of the following conditions:

• 18 years of age or older
• Parent living with a child
• Married or in a common-law relationship

Also, you must have done any of the following in 2024:

• Paid property taxes on your home
• Rented and the landlord paid the tax
• Paid energy costs while living on a reserve
• Paid the cost of living in a public long-term care home

2. Northern Ontario Energy Credit (NOEC)

• Algoma, Cochrane, Kenora, Manitoulin, Nipissing, Parry Sound, Rainy River, Sudbury, Thunder Bay, Timiskaming

3. Ontario Sales Tax Credit (OSTC)

This is exclusively for residents of Northern Ontario regions. Eligibility conditions are the same as above, but residency must be in the following regions:

This has the same eligibility conditions, such as being 18 years old, living with a child or married. This credit depends on your family situation and does not affect the GST/HST credit.

How much can I get?

The amount you get depends on which credits you are eligible for.

Northern Ontario Energy Credit (NOEC):

• Single person: Maximum $185
• Family: Maximum $285

Ontario Energy and Property Tax Credit (OEPTC):

• 18-64 years: Maximum $1,283
• 65 years or older: Maximum $1,461
• Living on reserve or in a public care home: $285
• Living in a dormitory: $25

Ontario Sales Tax Credit (OSTC):

• Maximum $371
• Additional $371 for your spouse and each dependent child under 19

Payment options

If your annual OTB entitlement is more than $360, you can receive it either in monthly installments or as a lump sum in June 2025. If it is less than $360, the lump sum will be paid. The minimum amount between $2 and $10 is increased by $10.

Increase in payments in 2025

Every year, OTB is increased slightly in July. A small increase has also been made for the 2025-26 benefit year. Although this increase is minor, it is still a relief considering the ever-increasing inflation and cost of living.

Conclusion:

If you live in Ontario and have a moderate or low income, the Ontario Trillium Benefit can be a very helpful plan for you. It not only strengthens your financial position but also provides relief in essential expenses. Make sure to file your annual income tax return on time and submit the ON-BEN form, so that you can make the most of these benefits.

FAQs:-